India's simple credit companion

Credit that keeps trust moving.

Udhar Card makes everyday credit simple for families, friends, and growing businesses — with every payment accounted for.

Download the appSee how it works
Trusted by 50,000+ people across India
9:41● ● ▰

Good morning,

Rahul 👋

RS

Total to receive

₹ 24,850

↗ 12.8%this month

Recent activity

See all

AM

Aman Mehta

Credit account

₹ 2,400

Paid
PK

Priya Kapoor

Credit account

₹ 1,850

Due today
VS

Vijay Stores

Credit account

₹ 6,200

Pending

You're on track

3 payments cleared this week

A better way to keep track

Less awkward. More accountable.

Create connections

Add people or businesses you trust and set clear credit terms in seconds.

Stay in sync

Get gentle, timely reminders so no one has to remember everything alone.

Build trust

A transparent record that helps your relationships and your business grow.

Advanced tracking, built in

Know where your money stands. Always.

From one chai to a whole shop, Udhar Card gives you a live view of what's owed, what's paid, and what's next.

Smart insights

Spot payment patterns before they become problems.

Real-time updates

Every entry syncs instantly across your account.

Monthly overview

October 2026

Live

Collection rate

86.4%

+8.2% ↗

Collected

₹ 1.8L

Outstanding

₹ 28.4K

Accounts

128

Made for every side of trust

There's an app for that.

Whether you're managing your personal udhar or running a growing business, start with the app that fits you best.

  • Track every udhar in one place
  • Get reminders before payments are due
  • Build your trust score over time
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